
I’m playing through TFA as Winnifred... and even with moderate success in all scenarios, she wants to spend XP. Every card can get better, every gun, and then there’s bonus stuff, like sharpshooter or hard knocks(4). Obviously.
With a bless happy Mateo and Stella, this card --comes alive--.
On the right checks (momentum+lockpicks), with the right bonuses, you can guarantee to succeed massively. Even on the -6, Mateo turns the auto fail into “get all your cards back again.” Search your entire deck for the card you need exactly right now. Or plan ahead, and assemble all three easy marks. And the fewer copies of a card you need, the more XP you save. Which means more upgrades, which means bigger numbers.